Immigration to Moldova

Moldova is a landlocked country located in Eastern Europe. It is bordered by Romania to the west and Ukraine to the north, east and south. The land area is approximately 33,846 square kilometers (13,068 square miles). As of 2024, the estimated population of Moldova is around 2.5 million. Moldova is a parliamentary republic, where the President servers as the head of the state and the Prime Minister is the head of government.  Moldova has been actively pursuing closer ties with the European Union while balancing historical ties with Russia. Chișinău is the capital of Moldova, known of its elegant parks, Soviet-era architecture and vibrant wine culture. It is a hub of Moldovan culture, and government. Other famous cities of Moldova are Tiraspol, Orhei, Balti and Cahul. Moldova boasts some of the world’s largest wine cellars or wineries like Milestii Mici and Cricova. The economy of Moldova is mostly based on agriculture and wine. The key products are grapes, sunflowers, corn, wheat and fruits. The cost of living in Moldova is among the lowest in Europe, making it an affordable destination for expats and tourists. Immigrants from Russia, Ukraine, Turkey and India are found in Moldova, who mostly come for work, family reunification, study etc.

Traveling information 

Tourists and Immigrants are allowed to enter Moldova with specific visa and documents. There are no general restrictions, but specific policies might apply to countries with diplomatic or safety concerns.  Citizens of EU countries, Schengen Area states, the United States, Canada and Australia and few other nations are allowed to enter Moldova without a visa for a stay of up to 90 days within a 180-day period. Travelers from the Commonwealth of Independent States (CIS), such as Ukraine, Belarus and Russia may enter Moldova visa-free.

The basic requirements to enter Moldova are:

• A valid passport with at least six month’s validity beyond the intended stay.
• Visa (if Applicable)
• Completed visa application form for visa-required travellers
• Recent passport-size photographs
• Proof of sufficient funds for the duration of the stay/visit.
• Proof of accommodation like hotel reservation of invitation letter
• Proof of travel itinerary (flight tickets)
• Travel insurance covering the entire stay in Moldova
• A return/onward ticket (if applicable)
• For work, study or long stays- additional documents such as employment letters/university acceptance letters

Moldova offers e-visa for eligible nationalities, simplifying the application process. Visitors entering Transnistria, the breakaway region, should be aware of additional registration requirements upon arrival. Transnistria, the breakaway region in eastern Moldova, is located on a narrow strip of land between Dniester River and the Ukrainian border.

How to reach Moldova:

The main international airport of Moldova is Chișinău International Airport (KIV). It is located approximately 13 km (8 miles) southeast of Chișinău, the capital city. Moldova’s national flag carrier is Air Moldova, which has scheduled flights to Europe, Asia and the Middle East. Some popular destinations are Rome, London, Barcelona, Milan, Athens, Lisbon, Berlin, Florence, Vienna, Istanbul, Bucharest and Dubai.

Other Airlines that operates to/from Moldova are:

• Lufthansa
• Turkish Airlines
• Wizz Air (low-cost airline)
• FlyOne (privately owned low-cost airline)
• Austrian Airlines
• Aegean Airlines
• Hi-Sky
• LOT Polish Airlines

How to Immigrate to Moldova

The following type of Visas and requirements to enter Moldova:

Type A – Airport Transit visa
Type B- Transit Visa
Type C – Short Stay Visa

• Type C/T is issued to third-state citizens to wants to visit Moldova for tourism.  
• Type C/MI is issued for Official Mission to third-state citizens and their family members who travel to Moldova for political, administrative or government work related reasons.
• Type C/V is issued to citizens who wants to visit Moldova for private visits to Moldovan citizens or to foreigners holding a valid Moldavan residence permit.
• Type C/A issued for persons travelling to Moldova for economic, business or commercial purpose.
• Other Short-Stay visa types are C/TS, C/S, C/AD

Type D – Long Stay Visa

• Type D/AI for third-party nationals who are investing in the national economy of Moldova
• Type D/AM issued to third-country citizens who are employed by an employer in Moldova & also to those who travel to Moldova as seasonal worker etc.
• Type D/AS issued to those who want to study in Moldova
• Type D/VF issued to third-country nationals who want to enter Moldova for family reunification.
• Other type of Long Stay Visas are D/RU, D/DS, D/TR, D/IT, D/TP and D/FT

To get the detailed information of the visas and the requirements, please click on the link: mfa.gov.md

To immigrate to Moldova, you can apply for citizenship, work permit or residence permit:

• Citizenship – is naturally acquired if you live in Moldova legally and continually for 10 years. Secondly if you are married to a Moldovan citizen for at least 3 years. Third, if you have lived with a Moldova parents or children for 3 continuous years legally.
• Work Permit – Work Permit is needed to work in Moldova, even if you are an EU citizen. You must have an employment contract with a Moldovan company.
• Temporary Residence Permit – A person who meets all the requirements and have a valid reason to stay in Moldova for more than 90 days.

People

The people of Moldova are called Moldovans. Moldova is home to several ethnic groups, with the majority being Moldovans (or Romanians), followed by Ukrainians, Russians, Gagauz, and Bulgarians. Moldovan culture is deeply rooted in its agricultural traditions, folk music, and dance, and family plays a central role in their social structure. Moldovans are known for their warm and hospitable nature, valuing close-knit family ties and respecting traditions. Religion, primarily Orthodox Christianity, is a significant aspect of life, influencing festivals and daily practices. In appearance, Moldovans typically have a mix of European features, often with dark hair and expressive eyes. Traditional clothing includes embroidered blouses and skirts for women, and shirts with sashes or vests for men. Popular foods include “mămăligă” (cornmeal porridge), “sarmale” (cabbage rolls), and “placinte” (savory pies). Agriculture and wine production are key professions, reflecting Moldova’s fertile landscape. Moldovans generally welcome foreigners and immigrants with curiosity and warmth, appreciating those who respect their culture and traditions.

Climate 

Moldova has a temperate continental climate with four distinct seasons: spring, summer, autumn, and winter.

• Summers (June to August) – are warm and sunny, with average temperatures ranging from 20°C to 25°C (68°F to 77°F), although they can occasionally reach above 30°C (86°F).
• Winters (December to February) – are cold, with average temperatures hovering around -4°C to 1°C (25°F to 34°F) and occasional snowfall. Snowfall is not extremely heavy, but it is common, especially in January, which is typically the coldest month. The snow can create a picturesque winter landscape, particularly in rural areas and forests.
• Spring (March to May) – is mild and pleasant, marked by blooming landscapes.
• Autumn (September to November) brings cooler temperatures and colorful foliage, often accompanied by harvest festivities.

Moldova experiences moderate rainfall, primarily during spring and summer, making the climate favorable for agriculture, especially vineyards and orchards. The weather in Moldova is generally stable, offering a balance of seasonal activities and picturesque landscapes throughout the year.

Language 

Romanian, is the official language of Moldova. Some 78.6% of the native population understand and speak Romanian as their first language. It is often called “Moldovan” in the country’s constitution, but it is actually the same as Romanian. It is also the primary language used in government, education and media. The script of the Romanian language is written in Latin alphabet.

Other widely spoken language in Moldova is Russian, especially in urban areas and among older generations. Gagauz is spoken by the Gagauz ethnic minority population, living in the Gagauz Autonomous Territorial Unit (ATUG) in southern Moldova. It is a Turkic language and has official status within the Gagauz region.

Ukrainian is also spoken among the Ukrainian minority, especially in the northern regions and Bulgarian is spoken in the southern Moldova. Other languages heard in Moldova ae Yiddish, spoken in the Jewish community though is declining now. Romani is also spoken in Moldova by the Romani community. English is increasingly recognised in Moldova as the second language, particularly used in business and education.

Traffic

Moldova’s road infrastructure has seen improvements over recent years, with ongoing efforts to modernize transportation networks. However, traffic conditions can vary, particularly in urban areas. Major roads, including highways, are generally in good condition, though rural roads may be less maintained. Traffic congestion is common in Chișinău, the capital, especially during rush hours. Moldova has a well-developed public transport system, including buses, trolleybuses, and minibuses.

Moldova follows traffic rules that are similar to those in many European countries, aiming to ensure road safety. Here are some of the key traffic regulations:

Speed limits:

• In urban areas, the speed limit is usually 50 km/h (31 mph).
• On highways, the speed limit is typically 90-110 km/h (56-68 mph).
• In residential areas or near schools, the limit is generally reduced to 30-40 km/h (19-25 mph).
• Penalties for speeding – Fines range from 300 to 1500 Moldovan Lei (MDL) depending on how much the speed limit was exceeded.

Seat belts:

• Seat belts are mandatory for all passengers in the vehicle, both in the front and back seats.
• Fines for not wearing a seatbelt are around 300 MDL per person.

Drinking and driving:

• The legal blood alcohol concentration (BAC) limit is 0.00%, meaning no alcohol is allowed when driving.
• Fines for driving under the influence can range from 1500 MDL to 5000 MDL. In serious cases, there may be imprisonment or a suspension of the driver’s license.

Traffic lights:

• Red means stop, green means go, and yellow means prepare to stop. Running a red light is a serious violation.
• Fines for this offense can be up to 1000 MDL.

Other important rules:

• Mobile phones – Using a mobile phone while driving without a hands-free device is prohibited.
• Pedestrian crossings – Drivers must yield to pedestrians at designated crossings.
• Illegal parking may result in fines or the vehicle being towed, with fines of around 500 to 1000 MDL.

Immigrants, tourists, and expats can drive in Moldova, but they must meet the following requirements:

• International Driving Permit (IDP) – Tourists and short-term visitors can drive in Moldova with an International Driving Permit (IDP) in addition to their foreign driving license. The IDP should be in Latin script for easier understanding.
• Temporary Residence – Expats or immigrants residing in Moldova for more than 12 months are required to exchange their foreign driving license for a Moldovan one. To do this, they must pass a written test and a practical driving test, although the process may vary depending on the country of origin.
• Driver’s license translation – In some cases, a notarized translation of the foreign driver’s license may be required, especially if it is not in the Latin alphabet.
• Vehicle registration – If expats or immigrants bring their own vehicle into Moldova, they must register the car with the Moldovan authorities and get local plates.

Job offers in Moldova

Moldova, an emerging economy in Eastern Europe, offers numerous job opportunities for immigrants and foreigners in 2025. With an increasingly globalized job market and the country’s growing sectors, foreign workers are becoming an integral part of Moldova’s workforce. Immigrants and foreigners will find opportunities in industries such as IT, healthcare, education, and customer service. Below are the most sought-after positions for foreign workers in Moldova:

IT and Technology Jobs:

Moldova has a growing tech sector, with many multinational companies looking for skilled IT professionals. Software development, web design, and IT support roles are particularly in demand.

Key Positions:

• Software Developers
• IT Support Technicians
• Web Developers
• Data Analysts
• Digital Marketing Experts

Salaries in the tech industry are relatively higher, with software developers earning between $1,000 to $3,000 per month depending on experience.

Healthcare Positions:

The healthcare industry in Moldova offers opportunities for foreign medical professionals, especially doctors, nurses, and laboratory technicians. With investments in healthcare infrastructure, the demand for skilled workers is high.

Key Positions:

• Doctors and Surgeons
• Nurses
• Medical Technologists
• Healthcare Administrators

Doctors and healthcare specialists earn around $800 to $2,500 per month, while nurses and assistants generally earn between $400 to $800 per month.

Education and Teaching Roles:

English language teachers are in high demand in Moldova due to the growing importance of learning foreign languages. Other teaching positions are also available, especially in STEM (science, technology, engineering, and math) subjects.

Key Positions:

• English Teachers
• STEM Educators
• Private Tutors

Doctors and healthcare specialists earn around $800 to $2,500 per month, while nurses and assistants generally earn between $400 to $800 per month.

Sales and Marketing Jobs:

International companies entering the Moldovan market are looking for marketing and sales professionals to help expand their presence. With the rise of e-commerce, digital marketing roles are also becoming essential.

Key Positions:

• Sales Managers
• Marketing Specialists
• Social Media Managers
• Brand Consultants

Marketing and sales professionals typically earn between $600 and $2,000 per month, depending on the company and experience.

Customer Service and Support:

As Moldova becomes a hub for outsourcing services, there is a high demand for customer service representatives. Many international companies operate call centers in Moldova, creating a wealth of job openings.

Key Positions:

• Customer Support Representatives
• Call Center Agents
• Help Desk Technicians
• Client Relationship Managers

Entry-level customer service roles may earn between $400 to $800 per month, while managerial roles can range from $1,000 to $1,500 per month.

Tourism and Hospitality:

Moldova’s tourism industry is growing, especially in the wine tourism sector. Foreign workers with hospitality experience are sought after to meet the demands of this expanding industry.

Key Positions:

• Hotel Managers
• Tour Guides
• Event Coordinators
• Travel Agents

Salaries in tourism-related jobs generally range from $500 to $1,500 per month, with higher earnings possible in managerial positions.

Unemployment Rate

Moldova’s unemployment rate has fluctuated in recent years, with efforts to reduce it through economic reforms. As of the third quarter of 2024, Moldova’s unemployment rate stands at 3.6%, a decrease from 3.9% in the previous quarter, as per Trading Economics. Over the past two decades, the unemployment rate in Moldova has experienced significant fluctuations. In 2000 the unemployment rate was 13.0%, the highest recorded during this time. A significant portion of the unemployed are youth, especially in rural areas, as many seek work abroad for better opportunities. The government has been implementing programs to stimulate job creation, particularly in the agricultural and IT sectors.

Currency

The official currency of Moldova is the Moldovan Leu (MDL), symbolized as “Lei” (plural “Lei”) or “L” (singular). One (1) Leu equal to 100 Bani. The currency is issued and controlled by the National Bank of Moldova, which is responsible for maintaining its stability and managing the monetary policy. The Leu is not widely traded internationally and is generally considered a less powerful currency in the global market. 

The Moldovan Leu is available in banknotes in the following denominations:
1, 5, 10, 20, 50, 100, 200, and 500 Leu

The Moldovan Leu is available in coins in the following denominations:
1, 5, 10, and 25 Bani

The Bani coins are frequently used in everyday transactions. The value of the Leu has fluctuated in recent years, reflecting Moldova’s economic conditions, and the currency is influenced by factors such as inflation and foreign exchange rates. Additionally, Moldova’s proximity to the European Union and Russia plays a role in shaping the Leu’s economic environment.

Payment Methods in Moldova

Moldova offers a variety of payment methods, making transactions convenient for locals and immigrants alike. 

• Cash payments: Cash is widely used, particularly in rural areas and for small transactions.
• Credit and debit cards: Visa and MasterCard are accepted in most urban areas, especially in stores, restaurants, and hotels.
• Bank transfers: Bank transfers are commonly used for larger transactions and business purposes.
• Mobile payments: Mobile payment apps are becoming popular, particularly for everyday purchases in Chișinău.
• Cryptocurrency: While not widely accepted, cryptocurrency is slowly gaining recognition in some sectors.

Cost of living in Moldova

Moldova has one of the lowest costs of living in Europe, making it an attractive destination for immigrants seeking affordability.

• Affordable housing: Housing costs in Moldova are significantly lower compared to other European countries.
• Popular cities: Cities like Chișinău, Bălți, and Tiraspol offer lower costs of living, with cheaper rents, groceries, and transportation.
• Expenses: A modest lifestyle in Chișinău can be supported with a monthly budget of approximately $600–$800.

Apartment rent 

The rental market in Moldova offers a range of affordable housing options suitable for expats and immigrants. Expats often rent apartments in central Chișinău or in suburban areas, where prices tend to be lower.

Here’s an overview of the rental price ranges for furnished and unfurnished properties in Moldova, particularly in the capital city, Chișinău. Prices can vary depending on the location, size, and type of property.

Furnished Rentals (Prices are monthly) – Furnished apartments generally come with basic furniture, including beds, sofas, tables, and kitchen appliances.

1-Bedroom Apartment:

• In the city center: $350 – $600
• In outer districts: $250 – $400

2-Bedroom Apartment:

• In the city center: $500 – $800
• In outer districts: $350 – $600

3-Bedroom Apartment:

• In the city center: $700 – $1,200
• In outer districts: $500 – $800

Unfurnished Rentals (Prices are monthly) – Unfurnished apartments may not have any furniture, offering more flexibility for tenants to personalize their space.

1-Bedroom Apartment:

• In the city center: $250 – $450
• In outer districts: $150 – $300

2-Bedroom Apartment:

• In the city center: $350 – $600
• In outer districts: $250 – $500

3-Bedroom Apartment:

• In the city center: $500 – $900
• In outer districts: $350 – $600

Rentals in Chișinău tend to be higher compared to other cities in Moldova, though there are variations based on the neighborhood and the specific condition of the apartment. Some popular places in Moldova where rental prices are generally cheaper than in Chișinău are Bălți, Tighina (Bender), Cahul, Soroca, Comrat, Orhei and Ungheni

In Moldova, several websites are popular for finding rental properties. These websites offer a range of listings for apartments, houses, and commercial spaces in various cities, especially Chișinău.

• Craigslist Moldova – Listings for apartments, houses, and rooms to rent in Moldova, especially in Chișinău.
• OLX Moldova – A widely used local classifieds website with a large section dedicated to real estate listings, including rentals for both long-term and short-term stays.
• Moldova Homes – A dedicated real estate website offering various rental options across Moldova, including apartments, houses, and commercial properties.
• Flatfy – A website that aggregates real estate listings, including rentals in Chișinău and other Moldovan cities, catering to expats and locals.
• md – One of the largest real estate websites in Moldova, offering a wide range of property listings for rent and sale, with filters for different property types and price ranges.

Taxes

Taxes in Moldova especially focusing on those that affect tourists and immigrants:

1. Value Added Tax (VAT)

• Standard VAT Rate: 20%
• Reduced VAT Rates: 8% for certain goods and services like accommodation in hotels and other types of lodging for tourists, and 10% for medicines and other health-related products.
• Application to Tourists: When purchasing goods or services, tourists will generally pay the standard 20% VAT. However, they may be eligible for a VAT refund on certain purchases (e.g., goods they take out of the country), which can be done at the border or at designated refund points.

2. Income Tax

For Residents: 

• Personal Income Tax Rate: 12% for individuals (residents of Moldova). If an individual earns income from a local source (e.g., a job in Moldova), it is subject to this rate.
• Tax Residency: You are considered a tax resident of Moldova if you stay in the country for more than 183 days within a calendar year.

For Non-Residents (including tourists and short-term immigrants):

• Non-residents are taxed at a flat rate of 12% on income earned within Moldova.
• For non-residents, income earned outside of Moldova is generally not taxable.

3. Social Security Contributions

• For Employees: Employees must pay 6% of their salary toward the social security fund. The employer also contributes an additional 23% on the employee’s salary.
• For Self-Employed: The self-employed must make their own contributions, which can be a fixed amount based on their income.
• For Immigrants: If you’re working in Moldova as an expat or foreign worker, you’re generally subject to these social security contributions. However, there may be exceptions or agreements if you are from a country with a bilateral agreement on social security with Moldova.

4. Tourist Tax

• Moldova does not have a specific tourist tax applied directly to foreign tourists or short-term visitors. However, taxes related to tourism services like accommodation are subject to the standard VAT rate of 20%.

5. Property Tax (For Immigrants Owning Property)

• Real Estate Tax: Property owners in Moldova, including immigrants, must pay an annual tax based on the value of the property.
• For residential properties, the tax rate can range from 0.05% to 0.1% of the property value.
• For commercial properties, it’s typically higher, with rates around 0.1% to 0.3%.

6. Corporate Tax (For Immigrants Owning Businesses)

• The corporate tax rate is 12% for companies operating in Moldova. If an immigrant opens a business, they would be subject to this tax on the company’s profits.
• Microenterprise Tax: If the company qualifies as a microenterprise (i.e., annual revenue is below a certain threshold), it may be eligible for a reduced tax rate of 4% on gross income.

7. Excise Taxes

• There are excise duties in Moldova on certain goods such as alcohol, tobacco, and fuel. These taxes do not directly impact tourists in terms of income or stay but may affect the prices of products for both locals and visitors.

8. Customs Duty (For Immigrants Bringing Goods)

• Customs Duty: When bringing goods into Moldova, certain items may be subject to customs duties, especially if they exceed the duty-free allowance. For personal goods, there are specific allowances, and duties apply if the items exceed those limits.
• Duty-Free Allowances: Tourists and immigrants are allowed to bring a limited amount of goods into the country without incurring duties, like alcohol, tobacco, and certain electronics.

9. Inheritance Tax

• Inheritance Tax Rate: Moldova does not have an inheritance tax. However, property transfer may incur certain legal or notary fees.

Education in Moldova

The Moldovan education system is divided into several key stages: preschool, primary, secondary, and higher education. Education in Moldova is compulsory for children from the ages of 5 to 16, which includes both primary and secondary education. The system is largely based on the EuropeaPreschool Education: This level is for children aged 3 to 6 and is not compulsory. However, many children attend preschool as it is an important part of early childhood development.

• Primary Education: Primary education in Moldova is for children aged 6 to 10 and typically includes grades 1 through 4. The curriculum focuses on core subjects such as Romanian (the official language), mathematics, science, and the arts. Students are also introduced to foreign languages, usually Russian or English, depending on the region.
• Secondary Education: Secondary education in Moldova is divided into two stages: lower secondary (grades 5-9) and upper secondary (grades 10-12). In the lower secondary stage, students continue studying subjects such as mathematics, languages, history, and science. Upper secondary education includes more specialized subjects, with students choosing a particular focus depending on their future career goals. After completing secondary education, students take exams to obtain a graduation certificate.
• Higher Education: The country’s higher education system follows the Bologna Process, ensuring that Moldovan degrees are internationally recognized. Universities offer programs in various fields such as engineering, medicine, law, social sciences, business, and humanities.

Universities for International Students in Moldova

Moldova has been increasingly popular among international students due to its affordable education system and the opportunity to study in both Romanian and English. The most popular institutions for international students in Moldova:

Moldova State University (MSU) – Moldova State University, located in the capital city of Chișinău, is one of the largest and most prestigious universities in the country. It offers a wide range of undergraduate and graduate programs in fields such as engineering, medicine, economics, law, and natural sciences. The university is known for its international collaborations and offers programs in both Romanian and English.

Specialties:

• Engineering and Technology
• Medicine and Health Sciences
• Economics and Business Administration

Nicolae Testemițanu State University of Medicine and Pharmacy – This is the leading medical university in Moldova, attracting international students who are interested in studying medicine and health sciences. The university is recognized by the World Health Organization and offers programs in medicine, dentistry, pharmacy, and nursing.

Specialties:

• Medicine and Dentistry
• Pharmacy and Nursing
• Public Health

Free International University of Moldova (ULIM) – ULIM is one of the top private universities in Moldova, offering a variety of programs in fields such as business, law, political science, journalism, and computer science. The university is known for its modern approach to education and has a significant number of international students, particularly from Eastern Europe, Asia, and Africa.

Specialties:

• Business and Management
• Law and Political Science
• Journalism and Communication

Alecu Russo Balti State University – Located in the northern city of Balti, Alecu Russo Balti State University is a public university offering programs in areas like engineering, arts, economics, and education. It is one of the most important higher education institutions in Moldova, with a reputation for providing quality education to students from all over the world.

Specialties:

• Engineering and Technology
• Arts and Humanities
• Education and Pedagogy

The Academy of Economic Studies of Moldova (ASEM) – ASEM is another well-known institution in Moldova that specializes in economics, business, and finance. It offers a variety of programs at the undergraduate, graduate, and doctoral levels, and has strong ties with international universities, making it a popular choice for students interested in business-related fields.

Specialties:

• Economics and Business Administration
• Finance and Accounting
• International Relations and Economics

Homeschooling Legal in Moldova

Homeschooling is legal in Moldova, but it must comply with specific regulations set by the Ministry of Education and Research. Parents choosing this option must follow the national curriculum and ensure their children meet required educational standards. Periodic assessments are conducted by local educational authorities to track the progress of homeschooled students.

While homeschooling is permitted, it is not widespread in Moldova, with most families opting for the public education system. Parents must adhere to legal guidelines and provide appropriate documentation to ensure homeschooling remains recognized by authorities.

Health Insurance

The general healthcare system in Moldova is a mix of public and private services. The public healthcare system is funded by the government through the National Health Insurance Company (CNAM), which provides basic medical services to all residents, including expatriates and immigrants who contribute to the social security system. Hospitals and medical staff in Moldova vary in quality, with larger cities like Chișinău having better-equipped hospitals and more experienced healthcare professionals. However, some rural areas may face challenges in terms of medical resources and infrastructure. Private healthcare options are also available, offering higher-quality services for those willing to pay out-of-pocket. For immigrants, obtaining health insurance is essential, as it provides access to both public and private healthcare services. Expats can choose from private health insurance providers or contribute to the National Health Insurance system for broader coverage. Emergency services are available to both citizens and foreigners, though access to specialized treatments may depend on insurance coverage or out-of-pocket payments.

Health Insurance Providers:

• Moldova’s National Health Insurance (CNAM): For those contributing to the social security system.
• Private Providers: Companies like Moldmed, Groupama, and Allianz offer private health insurance options for expats and immigrants.

Summary

Moldova is a landlocked country in Eastern Europe, bordered by Romania and Ukraine, known for its rich history, scenic landscapes, and low cost of living. With a growing expat community, it attracts tourists and immigrants seeking affordable living and working opportunities. The country offers a welcoming environment for expats, with a relatively simple immigration process, making it an appealing option for those looking for a quieter, more affordable lifestyle in Europe. Though the healthcare system and infrastructure can vary, Moldova’s charm lies in its relaxed pace of life, picturesque vineyards, and the warmth of its people.